Put your personal finances on autopilot.

Auto Pilot your Investments Plans With The 401k Investments

Being a small or medium sized business owner means, you would have to face a lot of risk on a daily basis. Irrespective of what risks you face and irrespective of what expenses you have, it is a must …

Living On A Practical Monthly Budget

For moms like me, budgeting can be a tedious task, especially if you just have an average (or even below average) income. There are no rules except to make sure that the kids are eating good, getting …

Prepaid Debit Cards’ Hidden Costs

Prepaid debit cards are just like regular debit cards in the way payments are made. The main difference is that prepaid cards are reloadable.

But prepaid debit cards come with high fees and fail to…

When is borrowing good?

Debt is not always bad. Here are three examples of when it can really help you.

Getting a home loan

Most likely you can't pay for your new home in cash. Think about how much you can pay up f…

Ignore Overdraft Notices From Your Bank!

If your bank has been sending you literature encouraging you to sign up for overdraft protection, DON'T!!!

Last Sunday, new Federal Reserve rules took into effect and required banks to stop aut…

The Difference Between Good And Bad Debt

Most Americans have some debt. We can't pay cash for our homes or our children's education. That's not so bad. What's bad is that many of us let debt get out of hand.

Under the best…

Simple Things You Should Know About Money

Some say that it is money that makes the world go round. I have always believed though that it should be you who is in control of money, instead of money controlling you.

Here are some simple thing…

Why People Shouldn’t Use Coupons When Shopping

You may think that coupons provide an easy way to help you save money at the cash register.

But here are some reasons why couponing simply does not work:

1. You have to pay for the newspaper. Co…

Insurance Products You Don’t Need To Have

The biggest motivator for insurance sales is fear of the unknown. Because we can never really tell what will happen to us in the future, many unscrupulous insurance brokers offer products to protect u…

How To Save Money While Gardening

If you have green thumbs, here are some tips you should try to save on costs while keeping your garden alive:

Keep your mower well-maintained. The annual tune up for a lawn mower costs about $60 to…