What is a 401k? Well if you don't know, then you need to immediately. This is the most common retirement plan that lets you save a little money out of your paycheck before taxes; sounds wonderful….

Budgeting for a single person is hard enough: keeping track of personal expenses, credit cards, savings, and the like. Add a spouse and children, and you've got a large project that really needs t…

Retirement should be fun. Many people assume that they should automatically retire in their own country. However, if you have saved well throughout your working life, why not consider taking your 401k…

Going through personal bankruptcy filling and dealing with the bankruptcy laws often leave individuals feeling distressed about what to do next. The best way to overcome the emotional and financial ef…

For moms like me, budgeting can be a tedious task, especially if you just have an average (or even below average) income. There are no rules except to make sure that the kids are eating good, getting …

Prepaid debit cards are just like regular debit cards in the way payments are made. The main difference is that prepaid cards are reloadable.

But prepaid debit cards come with high fees and fail to…

Here's some good news for the "almost rich" among us.

The federal government defines the wealthiest people in the US as single filers who make a taxable income of more than $195,550 a…

Debt is not always bad. Here are three examples of when it can really help you.

Getting a home loan

Most likely you can't pay for your new home in cash. Think about how much you can pay up f…

There are fixed monthly bills like housing or car payment. But beyond that, you don't know how you spend most of your money.

To get debt under control, you have to start by looking at your spen…

If your bank has been sending you literature encouraging you to sign up for overdraft protection, DON'T!!!

Last Sunday, new Federal Reserve rules took into effect and required banks to stop aut…