Here's some good news for the "almost rich" among us.
The federal government defines the wealthiest people in the US as single filers who make a taxable income of more than $195,550 a…
When is borrowing good?
Debt is not always bad. Here are three examples of when it can really help you.
Getting a home loan
Most likely you can't pay for your new home in cash. Think about how much you can pay up f…
Managing Your Debts
There are fixed monthly bills like housing or car payment. But beyond that, you don't know how you spend most of your money.
To get debt under control, you have to start by looking at your spen…
The Importance Of Your Credit Reports And Scores
You have probably heard this before, but it should be repeated until you actually do it. Get copies of your credit reports – THEY ARE FREE. And if you can afford to pay $15, get your credit scores as …
Ignore Overdraft Notices From Your Bank!
If your bank has been sending you literature encouraging you to sign up for overdraft protection, DON'T!!!
Last Sunday, new Federal Reserve rules took into effect and required banks to stop aut…
The Difference Between Good And Bad Debt
Most Americans have some debt. We can't pay cash for our homes or our children's education. That's not so bad. What's bad is that many of us let debt get out of hand.
Under the best…
Simple Things You Should Know About Money
Some say that it is money that makes the world go round. I have always believed though that it should be you who is in control of money, instead of money controlling you.
Here are some simple thing…